Discover Chargeback Reason Code UA06

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Discover Fraud Chargeback Reason Codes

Discover Chargeback Reason Code UA06

Description of Reason Code UA06

Fraud - Chip and PIN Transaction

Insights from Rules and Regulations

The cardholder alleges fraud relating to a Card Present chip card transaction, including a cash advance, involving a card account on which a PIN-preferring Contact Chip Payment Device was issued, the card was reported as lost or stolen at the time of the card sale or cash advance, and the card transaction was conducted at a POS Device that does not support chip card transactions with PIN-preferring Contact Chip Payment Devices.

How to Win Reason Code UA06

To respond to this chargeback, you need to show that either the chip card transaction was completed with PIN entry on a chip card terminal, a Fallback transaction was properly identified in the Authorization request, the card transaction was not Card Not Present, track data in the Authorization Request indicated that the card sale was not conducted with a Contact Chip Payment Device as required by the Technical Specifications, or that the card transaction was a cash advance at an ATM.

Transaction Modifiers applicable to Reason Code UA06

  • None

Additional Information About Reason Code UA06

Reason code is categorized: Discover, Fraud

Use the Chargeback App to respond to Discover Chargeback Reason Code UA06.

The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.


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