Visa Chargeback Reason Code 81
Description of Reason Code 81
Fraud - Card-Present Environment
Insights from Rules and Regulations
The cardholder did not authorize or participate in a Card Present environment transaction. OR A fraudulent transaction was completed in a Card Present environment using an account number for which no valid card was issued or is outstanding, and no authorization was obtained.
How to Win Reason Code 81
Provide evidence of both an imprint or a PIN or Consumer Device Cardholder Verification Method (CDCVM).
Transaction Modifiers applicable to Reason Code 81
Use the Chargeback App to respond to Visa Chargeback Reason Code 81.
The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.
4 Comments on “Visa Chargeback Reason Code 81”
Okay I have several charge backs from visa totally over 250.00. Theses charge backs were for LA few services such as dog grooming and walking, and container garden planting. I do not have an invoice from either it was an elderly neighbor’s son paid using his mother’s card. I have a few receipts for supplies that’s it though. I can provide a time line of when services were rendered. I could use any advice on winning these charge backs. It was an authorized charged as far I am concerned this were legitimate Transaction.
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