Visa Chargeback Reason Code 81

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Visa Fraud Chargeback Reason Codes

Visa Chargeback Reason Code 81

Description of Reason Code 81

Fraud - Card-Present Environment

Insights from Rules and Regulations

The cardholder did not authorize or participate in a Card Present environment transaction. OR A fraudulent transaction was completed in a Card Present environment using an account number for which no valid card was issued or is outstanding, and no authorization was obtained.

How to Win Reason Code 81

Provide evidence of both an imprint or a PIN or Consumer Device Cardholder Verification Method (CDCVM).

Additional Information About Reason Code 81

Reason code is categorized: Fraud, Visa

Use the Chargeback App to respond to Visa Chargeback Reason Code 81.

The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.