Description of Reason Code 74
Insights from Rules and Regulations
The transaction was not processed within the required time limit and the account number was not in good standing on the chargeback processing date. OR The transaction date is more than 180 calendar days before the processing date.
How to Win Reason Code 74
Respond by providing the transaction receipt or other documentation with a transaction date that disproves late presentment.
Transaction Modifiers applicable to Reason Code 74