Visa Chargeback Reason Code 71
Description of Reason Code 71
Declined Authorization
Insights from Rules and Regulations
An Authorization Request received a Decline or Pickup Response and the merchant completed the transaction. OR An Authorization Request for a magnetic stripe-read or chip-initiated transaction using a counterfeit card received a Decline Response, or a Pickup Response and a subsequent authorization was obtained by a means other than Voice Authorization. The merchant completed the transaction.
How to Win Reason Code 71
Provide evidence that the transaction was chip-initiated and offline-authorized, if applicable.
Transaction Modifiers applicable to Reason Code 71
- None
Additional Information About Reason Code 71
Reason code is categorized: Authorization, Visa
Use the Chargeback App to respond to Visa Chargeback Reason Code 71.

The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.
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