Description of Reason Code 70
Card Recovery Bulletin or Exception File
Insights from Rules and Regulations
The transaction was below the merchant's floor limit and the merchant did not obtain authorization. On the transaction date, the account number was listed in the Card Recovery Bulletin for the Visa Region where the merchant is located (All excluding US Domestic).
How to Win Reason Code 70
Respond by providing evidence that the transaction was chip-initiated and offline-authorized, if applicable.
Transaction Modifiers applicable to Reason Code 70