MasterCard Chargeback Reason Code 4860
Description of Reason Code 4860
Credit Not Processed
Insights from Rules and Regulations
The cardholder claims they are due a credit from an establishment that has not been processed.
How to Win Reason Code 4860
In your response, you need to either show that the merchandise was never returned, that the cancellation was not accepted, or that a credit or a reversal was processed.
Transaction Modifiers applicable to Reason Code 4860
- None
Additional Information About Reason Code 4860
Reason code is categorized: Cardholder Disputes, MasterCard
Use the Chargeback App to respond to MasterCard Chargeback Reason Code 4860.

The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.