Description of Reason Code UA05
Fraud - Chip Counterfeit Transaction
Insights from Rules and Regulations
The cardholder alleges that a counterfeit card was used to conduct a card sale or cash advance and a Contact Chip Payment Device was issued.
How to Win Reason Code UA05
Respond by showing your POS Device was enabled to support chip card transactions using EMV technology or that your POS Device completed the card transaction using magnetic stripe data and the card transaction was identified as Fallback in the Authorization Request.
Transaction Modifiers applicable to Reason Code UA05