Discover Chargeback Reason Code AP
Description of Reason Code AP
Recurring Payments
Insights from Rules and Regulations
The cardholder challenges the validity of recurring payments card sales after expiration or cancellation of the recurring payments plan agreement.
How to Win Reason Code AP
To respond ot this chargeback, provide evidence that the cardholder did not cancel the recurring payments plan in accordance with your policy. Or provide evidence that the cardholder did not cancel at least 15 calendar days prior to the posting of the disputed card sale(s). You can also show that the cancellation number provided by the cardholder or issuer was processed correctly as well as any terms you have stating cardholder requirement to pay disputed amounts.
Transaction Modifiers applicable to Reason Code AP
- None
Use the Chargeback App to respond to Discover Chargeback Reason Code AP.
The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.