Description of Reason Code 193
Insights from Rules and Regulations
The cardholder claims the referenced charge is fraudulent.
How to Win Reason Code 193
For a Card Present charge, provide a copy of the charge record and an imprint of the card, if available. For a Card Not Present charge, provide a copy of the charge record (or substitute charge record), any contracts or other details associated with the purchase, and proof of delivery (when applicable) with the full shipping address.
Transaction Modifiers applicable to Reason Code 193