12.7 Invalid Data
Description of Reason Code
No Authorization OR Invalid Data for Authorization
Insights from Rules and Regulations
Correct and valid authorization was not obtained by the merchant.
How to Win Reason Code
Provide evidence that authorization was provided by the cardholder. Some examples include an e-signature and and checked box next to the terms and conditions.
Transaction Modifiers applicable to Reason Code
None
Additional Information About Reason Code
Reason code is categorized: Point-of-Interaction Error, Visa
Use the Chargeback App to respond to 12.7 Invalid Data.
The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.