12.7 Invalid Data

Alex Forbess3 Comments

12.7 Invalid Data

Description of Reason Code

No Authorization OR Invalid Data for Authorization

Insights from Rules and Regulations

Correct and valid authorization was not obtained by the merchant.

How to Win Reason Code

Provide evidence that authorization was provided by the cardholder. Some examples include an e-signature and and checked box next to the terms and conditions.

Transaction Modifiers applicable to Reason Code


Additional Information About Reason Code

Reason code is categorized: Point-of-Interaction Error, Visa

Use the Chargeback App to respond to 12.7 Invalid Data.

The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.