11.3 No Authorization

Alex Forbess6 Comments

11.3 No Authorization

Description of Reason Code

No Authorization

Insights from Rules and Regulations

Correct and valid authorization was not obtained by the merchant.

How to Win Reason Code

Provide evidence that shows the cardholder gave consent to authorize the transaction. Some examples include an e-signature or a checked box that indicates a purchase was acknowledged--and approved.

Transaction Modifiers applicable to Reason Code


Additional Information About Reason Code

Reason code is categorized: Authorization, Visa

Use the Chargeback App to respond to 11.3 No Authorization.

The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.