Description of Reason Code
Insights from Rules and Regulations
An Authorization Request received a Decline or Pickup Response and the merchant completed the transaction. OR An Authorization Request for a magnetic stripe-read or chip-initiated transaction using a counterfeit card received a Decline Response, or a Pickup Response and a subsequent authorization was obtained by a means other than Voice Authorization. The merchant completed the transaction.
How to Win Reason Code
Provide evidence that the transaction was chip-initiated and offline-authorized, if applicable.
Transaction Modifiers applicable to Reason Code