11.2 Declined Authorization

Alex Forbess1 Comment

11.2 Declined Authorization

Description of Reason Code

Declined Authorization

Insights from Rules and Regulations

An Authorization Request received a Decline or Pickup Response and the merchant completed the transaction. OR An Authorization Request for a magnetic stripe-read or chip-initiated transaction using a counterfeit card received a Decline Response, or a Pickup Response and a subsequent authorization was obtained by a means other than Voice Authorization. The merchant completed the transaction.

How to Win Reason Code

Provide evidence that the transaction was chip-initiated and offline-authorized, if applicable.

Transaction Modifiers applicable to Reason Code


Additional Information About Reason Code

Reason code is categorized: Authorization, Visa

Use the Chargeback App to respond to 11.2 Declined Authorization.

The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.


One Comment on “11.2 Declined Authorization”

  1. Pingback: Visa Chargeback Time Limits | Chargeback

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