11.1 Card Recovery Bulletin

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11.1 Card Recovery Bulletin

Description of Reason Code

Card Recovery Bulletin or Exception File

Insights from Rules and Regulations

The transaction was below the merchant's floor limit and the merchant did not obtain authorization. On the transaction date, the account number was listed in the Card Recovery Bulletin for the Visa Region where the merchant is located (All excluding US Domestic).

How to Win Reason Code

Respond by providing evidence that the transaction was chip-initiated and offline-authorized, if applicable.

Transaction Modifiers applicable to Reason Code


Additional Information About Reason Code

Reason code is categorized: Authorization, Visa

Use the Chargeback App to respond to 11.1 Card Recovery Bulletin.

The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.