10.3 Other Fraud – Card Present Environment

Alex Forbess5 Comments

10.3 Other Fraud – Card Present Environment

Description of Reason Code

Fraud - Card-Present Environment

Insights from Rules and Regulations

The cardholder did not authorize or participate in a Card Present environment transaction. OR A fraudulent transaction was completed in a Card Present environment using an account number for which no valid card was issued or is outstanding, and no authorization was obtained.

How to Win Reason Code

Provide evidence of both an imprint or a PIN or Consumer Device Cardholder Verification Method (CDCVM).

Transaction Modifiers applicable to Reason Code


Additional Information About Reason Code

Reason code is categorized: Fraud, Visa

Use the Chargeback App to respond to 10.3 Other Fraud – Card Present Environment.

The Chargeback App determines acceptable evidence based on network rules and can automatically gather the evidence needed to win by integrating to your payment services and sales platform.


5 Comments on “10.3 Other Fraud – Card Present Environment”

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  5. What do you mean by Card Present Environment. Can you please explain this. I am not getting any information regarding this.

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