Discover Retrieval Request Reason Code 05

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Discover Ticket Retrieval Request Reason Codes

Discover retrieval request reason code 05 is used when the cardholder or issuer challenges the validity of a card transaction after the expiration of the standard dispute initiation timeframes set by Discover.

Discover Chargeback Reason Code AA

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Discover Service Chargeback Reason Codes

Discover reason code AA occurs when a customer does not recognize the transaction and is stating to the bank that they did not authorize the credit card charge by the merchant.

Discover Chargeback Reason Code AP

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Discover Service Chargeback Reason Codes

Discover reason code AP represents when the cardholder has transactions posting to their account after they cancelled the automatic payment agreement with the merchant.

Discover Chargeback Reason Code CD

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Discover Service Chargeback Reason Codes

Discover reason code CD is when the cardholder challenges the validity of a card transaction because the transaction should have resulted in a credit rather than a card sale.

Discover Chargeback Reason Code AW

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Discover Service Chargeback Reason Codes

Discover reason code AW is utilized in the situation where the cardholder alleges that the amount of a card transaction was altered by the merchant without the cardholder’s consent or direction.

Discover Chargeback Reason Code DP

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Discover Service Chargeback Reason Codes

Discover reason code DP represents a dispute relating to transactions posting to the cardholder’s account multiple times. These duplicate transactions can have no more than a 20% difference.